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HomeSocial NewsSave for your child's education, SSPN-i Plus is the best option

Save for your child’s education, SSPN-i Plus is the best option

Did you know that Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) have 2 types of saving accounts available, which is the SSPN-i and SSPN-i Plus account. The differences between these 2 accounts is that SSPN-i is a basic saving account, whereas the SSPN-i Plus is saving account which require you to deposit a fixed amount on a monthly basis.

While SSPN-i Plus may sound restrictive, they are offering a deposit of as low as RM1 a day. Upon having a deposit with PTPTN through the SSPN-i Plus account, you are eligible for these 11 benefits!

  • Enjoy a tax relief of up to RM8,000.
  • Monthly commitment of as low as RM30 a month
  • Up to RM1,000,000 of life and disablement Takaful protection.
  • No medical screening are required for Takaful protection.
  • Attractive dividend rates.
  • 36 critical illness Takaful protection.
  • Allowance for hospitalisation.
  • Deposits are 100% guaranteed by the Government of Malaysia.
  • 24 hours worldwide protection.
  • Funeral expenses allowance will be provided (covers spouse and 3 children).
  • Eligible to apply for PTPTN loan.

How to register for SSPN-i Plus

1. Visit the link https://www.ptptn.gov.my/sspniplusonline/ and press “Dafter Sekarang”, which means register now.

2. Choose your plan here.

3. Fill in the details for the account you are creating.

4. Fill in your personal details.

5. Determine the deposit amount.

6. Confirm your details and make payment.

The steps are simple right? PTPTN had announced a 4.00% dividend for 2020 and this is much higher than the fixed deposit rates offered by financial institutions. Does this interest you? Quickly register your account!

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